Terms of Service

Last updated: September 12, 2025

Please read these Terms of Service ("Terms") carefully before using the EMI Zen website ("Service") operated by us.

1. Agreement to Terms

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service. These Terms apply to all visitors and users of our website.

2. Use of Service

EMI Zen provides a free online loan calculator. The service is intended for personal, non-commercial use only. The calculations and information provided are for illustrative and informational purposes only and do not constitute financial advice.

3. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of EMI Zen. Our trademarks and design may not be used in connection with any product or service without our prior written consent.

4. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. We do not warrant that the results obtained from the use of the Service will be accurate or reliable. We make no guarantees regarding the completeness, accuracy, or timeliness of the information provided.

5. Limitation of Liability

In no event shall EMI Zen, nor its owners or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

7. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will post the new Terms on this page and update the "Last updated" date.

8. Contact Us

If you have any questions about these Terms, please contact us at: [email protected]